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Request insurance quotes for insurance products by completing any of the forms, please click on the "Submit" button. Once we receive your information, we'll get in touch with you to discuss needs and options. If you have any questions about the form or the requested information, please don't hesitate to call.
We take your privacy seriously. Information provided will be kept in the strictest confidence.
The primary purpose of life insurance is to protect your dependents financially in the event of your death. It can also provide liquid capital to pay estate taxes and other obligations.
Annuities provide tax-deferred growth potential like qualified retirement plans, but contributions are not tax-deductible. Annuity contracts can be used very to supplement your employer-provided plans or other retirement vehicles. After completing the form, please click on the "Submit" button.
By far the most common employer-sponsored retirement plan is the 401(k) plan. The 401(k) plan is a defined contribution plan that allows individuals to make pre-tax contributions, while the funds contributed plus any earnings accumulate tax deferred.
Disability Income insurance helps replace income lost because of an accident or illness. One survey found that 43% of people aged 40 will suffer a disability of at least 90 days before they reach age 65.Source: 2009 Field Guide, National Underwriter
One of the greatest risks faced by America's elderly is the need for long-term care. Long-term care insurance transfers a portion of the risk of long-term care expenses to an insurance company, helping to protect you and your family from potentially devastating expenses.
Providing funding for your children's education is one of the greatest gifts you can provide, but coming up with the money in lieu of increasing tuition costs may seem like an impossible dream. With proper planning and by leveraging the available college savings programs, we can help you reach your college funding goals.
In our experience, we have found that there are several roadblocks — lack of goals, inappropriate investments, and procrastination — that keep most people from achieving financial success. Your ability to pursue your financial goals may depend on your ability to steer clear of these roadblocks.
In the areas that are a concern, please list your specific interest. For example, if you wanted more information on long-term care, write long-term care in risk management text box. After completing the form, please click on the "Submit" button. Once we receive your information, we'll get in touch with you to discuss your specific needs and options. If you have any questions about the form or the requested information, please don't hesitate to call….
Bob & Ben Spagiare
California Insurance License #: OD27044
Securities offered through AXA Advisors, LLC (212-314-4600), member FINRA/SIPC. Investment advisory products and services offered through AXA Advisors, LLC, an investment advisor registered with the SEC. Annuity and insurance products offered through AXA Network, LLC and its insurance agency subsidiaries. AXA Network, LLC does business in California as AXA Network Insurance Agency of California, LLC and, in Utah, AXA Network Insurance Agency of Utah, LLC. AXA Advisors and its affiliates do not provide tax or legal advice. Individuals may transact business and/or respond to inquiries only in state(s) in which they are properly registered and/or licensed. The information in this web site is not investment or securities advice and does not constitute an offer.
AGE 89069 (10/13) (Exp 10/15)